[Narate]

Wandering if anyone uni goers can help me with a few problems they may have had to deal with when starting uni.

i) P1N form? I have heard a few people mention it but I have no idea what it is apart from its apparently 28 pages long and has something to do with Government money.

ii) Loans - Best place to go? what am I looking for if I am living at home? Interest rates etc.

iii) Forms my parents have to fill in regarding their line of work.

I have asked to see student services sometime this week so that should help me a great deal but thought I could get some insider information.

Thanks

[cam]

You seem to be talking about loans from independent companies which I wouldn't recommend

most students get theirs from the Student Loans Company, which is owned/run by the Government

http://www.slc.co.uk/


In Scotland, the SLC's are the only university-related forms that may require you to disclose your parents financial information - and even then this is dependent on the type of loan you're applying for (means tested, or non-means tested)

[Bill Posters]

Re: Banks, etc…

Can't vouch for other banks/building societies, but HSBC have treated me very well since I first switched to them* at the start of my degree (*from the Halifax).
HSBC's student, graduate and small business accounts/services/facilities are well thought out and flexible, offering a good array of relevant services.
Equally importantly, they've always been very open and easy to deal with/talk to - even the managers.

-

fwiw…
http://www.youthinformation.com/infopage.asp?snID=566

[smallbeer]

Originally Posted by VeteraN

Wandering

sit down then.

Originally Posted by VeteraN

I have asked to see student services sometime this week so that should help me a great deal but thought I could get some insider information.

they'll give you the forms that you need to send off to sort out all of the above.

They've made it alot easier this year, atleast in my LEA. There's now a tick box that basically says "Everything is the same as it was last year - don't make me fill this shit in again". Genius.

Obviously that only helps people in 2nd year and above.

[sleepingfish]

Re: Banks - I wouldn't recommend Natwest, crap at offering a decent overdraft in comparisome to other banks, and have let me down on several occastion through various admin errors.

[Stickman]

Barclays is run by gypsies. Clowns man the phones and monkeys run the accounts.
That's my experience anyway. Avoid.

[dan]

Agreed. four legs good, Barclays bad. HSBC always done me fine - so far at least.

[Narate]

Im with HSBC currently so it seems like I will be taking a visit up there to see what they can offer me.

Fucken bastard P1N has to be in on the 2nd and its 28 pages long.

(fun day for me tomorrow)

[Brown]

don't get loans. ask your parents or pimp your ass.

[Bill Posters]

…or get a p/t job working as a (s)wanky west end* barman in a (s)wanky west end bar where the tips alone will pay off your overdraft in no time.
(* or equivalent)

I left with a total of £6,500 student debt (incl. £1500 overdraft).
Wasn't too painful.

Aiming to get some f/lance clients on the books ahead of graduation won't hurt either.

[Narate]

Hmm I think I would go with getting a student loan so atlast I have enough money to work with and buy some new gear

Fancy getting myself a digitial camera, I think its a must doing a graphics course.

[Brown]

Originally Posted by VeteraN

Hmm I think I would go with getting a student loan so atlast I could spunk it up the wall.

nice.

[Stickman]

And then moan about paying it back.

[Narate]

couldnt think of anything better