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Limbo · 28-02-2006, 06:32

I have bagged a freelance job with an american company - How should I ask for payment?

Transfer? Cheque? Wire? set up paypal?

ta, Limbo

Subversive · 28-02-2006, 06:34

Don't go with cheque.

UK banks will screw you for an admin fee of some sort.

illvibe · 28-02-2006, 06:38

I've had US clients and just invoiced them the amount through paypal. Pretty easy.

datahound · 28-02-2006, 07:09

Accept a wire free or charge additional 3.4% for Paypal, your cost.

Limbo · 28-02-2006, 07:32

Quote:

Originally Posted by datahound

Accept a wire free

Could you elaborate please

datahound · 28-02-2006, 07:45

Ask your bank for your full international bank details including SWIFT code and IBAN, this is the info they will need for transfer.

datahound · 28-02-2006, 07:46

Usually takes 3-4 days,

my bank STEAL £7 for letting me have my money.

stickmus · 28-02-2006, 07:52

Business banking charges?

Limbo · 28-02-2006, 08:06

Quote:

Originally Posted by datahound

Ask your bank for your full international bank details including SWIFT code and IBAN, this is the info they will need for transfer.

Had a look at that option - sounds good but my client gets charged $45 - money I don't want to lose...

Paypal sounds like a good option.

datahound · 28-02-2006, 08:09

depends how much, Paypal charge 3.4%.
$45 is 3.4% of $1325.

Limbo · 28-02-2006, 08:30

it's bite size print/branding/marketing jobs - coming in chunks under £300 for each service I provide - however when I produce the website the cost will exceed the amount you mention above - cheers for you help - I'll use both services as I have a VERY good relationship with the client

y498 · 28-02-2006, 18:21

NEVER use paypal. We did a paypal payment on a $12,000 project. Paypal figured that it was 'fishy' when the cash came in and froze the account. Paypal is an escrow service, meaning they are not a bank. They can fuck you over and you can't do shit about it.

We got our money, 7 months later. FUCK PAYPAL.

pgo · 28-02-2006, 19:06

Quote:

Originally Posted by y498

NEVER use paypal. We did a paypal payment on a $12,000 project. Paypal figured that it was 'fishy' when the cash came in and froze the account. Paypal is an escrow service, meaning they are not a bank. They can fuck you over and you can't do shit about it.

We got our money, 7 months later. FUCK PAYPAL.

So true. The same thing happened after the hurricane at several major US-based websites. SomethingAwful for instance raised some ridiculous amount - like $50,000 in an hour or something. PayPal froze the account.

Also, if someone steals from you through PayPal, it's virtually impossible to get your money back.

Fuck PayPal, indeed.

datahound · 28-02-2006, 19:26

If you take any credit card payment and do not deliver to the card holders address and do not get a signature for proof of delivery the card companies will take the money back out of your bank account and give it back to the person whose card was used fraudulently. Paypal's rules are pretty much the same. This is irrelevant to your original post Limbo and I am not sticking up for Paypal, more a sort of FYI heads up re credit cards generally.

y498 · 01-03-2006, 17:15

The difference is that banks can be governed through the country(s) in which they conduct transaction, and thus you can do something.

If paypal just decides to fuck you over because mr. no education lowcost/lowest bidder employee thinks you are doing somethign wrong - there is no phone call, no notification, no innocent before proven guilty. Your money is not yours until you suck them off good to pay them back.

Our credit card merchant accounts have normalized amounts attached to them. Meaning that the typical transaction through our business is 100-700 or something like that. If you strangely deviate from this, all you have to do is give them a call and let them know.

Naturally dotting your T's and crossing your I's is important :P, but with paypal they don't need just cause.

SA 4 Life!

christina · 19-03-2006, 23:10

Alternatively you can check it with chronopay, I hope you can get a solution with them.

Accurate · 22-03-2006, 07:09

I've banked US cheques into my UK bank account and there was an admin charge of just £10, whether the cheque was £50 or £5,000

Limbo · 22-03-2006, 07:47

Quote:

Originally Posted by Accurate

I've banked US cheques into my UK bank account and there was an admin charge of just £10, whether the cheque was £50 or £5,000

What bank is that?

Cheers

Accurate · 22-03-2006, 10:24

That was with halifax. It was when I used to receive cheques through 2Checkout.com

I think most banks just have a "fixed" admin rate, aswel as the exchange rate. Better than going with Paypal anyway, they'll take loads off you (depending on the amount).

Limbo · 22-03-2006, 11:35

Do you know how much they charged the cheque owners ?

28-02-2006, 06:32	#1 (permalink)
Limbo On yer bike... Join Date: Feb 2005 Posts: 4,957	UK bank account - US Client I have bagged a freelance job with an american company - How should I ask for payment? Transfer? Cheque? Wire? set up paypal? ta, Limbo

22-03-2006, 07:09	#17 (permalink)
Accurate Accurate Join Date: Feb 2003 Location: UK Posts: 1,065	I've banked US cheques into my UK bank account and there was an admin charge of just £10, whether the cheque was £50 or £5,000 __________________ decent web hosting - www.balue.com

22-03-2006, 10:24	#19 (permalink)
Accurate Accurate Join Date: Feb 2003 Location: UK Posts: 1,065	That was with halifax. It was when I used to receive cheques through 2Checkout.com I think most banks just have a "fixed" admin rate, aswel as the exchange rate. Better than going with Paypal anyway, they'll take loads off you (depending on the amount). __________________ decent web hosting - www.balue.com

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28-02-2006, 06:34	#2 (permalink)
Subversive Registered User Join Date: Oct 2004 Location: The Interweb Posts: 28	Don't go with cheque. UK banks will screw you for an admin fee of some sort.

28-02-2006, 06:38	#3 (permalink)
illvibe say werd. Join Date: Oct 2004 Location: Japan Posts: 1,259	I've had US clients and just invoiced them the amount through paypal. Pretty easy.

28-02-2006, 07:09	#4 (permalink)
datahound Spare Parts Join Date: Jan 2005 Location: Bracknell Forest Posts: 4,620	Accept a wire free or charge additional 3.4% for Paypal, your cost.

28-02-2006, 07:45	#6 (permalink)
datahound Spare Parts Join Date: Jan 2005 Location: Bracknell Forest Posts: 4,620	Ask your bank for your full international bank details including SWIFT code and IBAN, this is the info they will need for transfer.

28-02-2006, 07:46	#7 (permalink)
datahound Spare Parts Join Date: Jan 2005 Location: Bracknell Forest Posts: 4,620	Usually takes 3-4 days, my bank STEAL £7 for letting me have my money.

28-02-2006, 07:52	#8 (permalink)
stickmus hmmm... Join Date: Jan 2004 Location: Yorkuk Posts: 2,130	Business banking charges?

28-02-2006, 08:09	#10 (permalink)
datahound Spare Parts Join Date: Jan 2005 Location: Bracknell Forest Posts: 4,620	depends how much, Paypal charge 3.4%. $45 is 3.4% of $1325.

28-02-2006, 08:30	#11 (permalink)
Limbo On yer bike... Join Date: Feb 2005 Posts: 4,957	it's bite size print/branding/marketing jobs - coming in chunks under £300 for each service I provide - however when I produce the website the cost will exceed the amount you mention above - cheers for you help - I'll use both services as I have a VERY good relationship with the client

28-02-2006, 18:21	#12 (permalink)
y498 Stupid Shit since 1982 Join Date: Feb 2005 Location: Calgary, Alberta, Canada Posts: 155	NEVER use paypal. We did a paypal payment on a $12,000 project. Paypal figured that it was 'fishy' when the cash came in and froze the account. Paypal is an escrow service, meaning they are not a bank. They can fuck you over and you can't do shit about it. We got our money, 7 months later. FUCK PAYPAL.

28-02-2006, 19:26	#14 (permalink)
datahound Spare Parts Join Date: Jan 2005 Location: Bracknell Forest Posts: 4,620	If you take any credit card payment and do not deliver to the card holders address and do not get a signature for proof of delivery the card companies will take the money back out of your bank account and give it back to the person whose card was used fraudulently. Paypal's rules are pretty much the same. This is irrelevant to your original post Limbo and I am not sticking up for Paypal, more a sort of FYI heads up re credit cards generally.

01-03-2006, 17:15	#15 (permalink)
y498 Stupid Shit since 1982 Join Date: Feb 2005 Location: Calgary, Alberta, Canada Posts: 155	The difference is that banks can be governed through the country(s) in which they conduct transaction, and thus you can do something. If paypal just decides to fuck you over because mr. no education lowcost/lowest bidder employee thinks you are doing somethign wrong - there is no phone call, no notification, no innocent before proven guilty. Your money is not yours until you suck them off good to pay them back. Our credit card merchant accounts have normalized amounts attached to them. Meaning that the typical transaction through our business is 100-700 or something like that. If you strangely deviate from this, all you have to do is give them a call and let them know. Naturally dotting your T's and crossing your I's is important :P, but with paypal they don't need just cause. SA 4 Life!

19-03-2006, 23:10	#16 (permalink)
christina Registered User Join Date: Nov 2005 Posts: 10	Alternatively you can check it with chronopay, I hope you can get a solution with them.

22-03-2006, 11:35	#20 (permalink)
Limbo On yer bike... Join Date: Feb 2005 Posts: 4,957	Do you know how much they charged the cheque owners ?

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