ah ok - that explains a few things (copy not saying what it should and headings not being consistant etc).
as has been said - rollovers would be nice, so would a bit more speed when navigating. Watch your alignment of text/headings ('what do i need' section is especially bad)
It all needs 'slickening' up a little and maybe the balance between the top/red/image bits and the content area needs looking at as it seems like the main body of information is being pushed into second place. Maybe try using the top/red/image section a bit more intuitively?
The whole thing works well as a prototype though.