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Originally Posted by freelancr
If you just need to password protect a directory from "public" access, then .htaccess password protection is simple and secure. Plenty of tutorials on google, your hosting control panel may even have an option to password protect a directory. Takes a few minutes at the most.
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It's ok for one account. But you can't just have one account and then share that one account with many people. It would be impossible to detect abusers that way. On the other hand giving each client a single account is much more secure. Clients would be less likely to share the account since they can easily be detected and if they do abuse the system, they can simply be taken off the database.