lmclaney, all solid points. Thank you for raising them.
First, I think that if you purchase a domain name and hosting from GoDaddy, you won't see your account survive for a long time if you start using all of their resources (space and bandwidth), simply because no one can sustain good service at prices they charge and resources provided.
Second, you will also need to purchase a script to display your images in a cohesive way, that is if you want your material and photo galleries presented in an organized way.
I do have the clients who find the service worthy to pay a small monthly fee, because most of them are traditional consumers with digital cameras who just need to share pictures between their families. You will find that our pricing is actually below competitive rates for the level of features and service we provide, mixed with no advertising at all.
You can always try out our Free package, and if you like the service, what I can offer you is double the package's resources for the paid plan of your choice.
Best,
Artashes